The charge card built for dentists and practice owners.
Save money, time and earn dental specific rewards. All with one corporate card.
Built for practice owners. No personal guarantee.
Expense management from the start.
You don't have to worry about receipt matching and expense reconciliation with the tools provided with the Apex Card.
Dental supplier & dental lab specific perks.
We partner with popular dental suppliers & labs to provide you with super discounts and rewards on purchases that drive your practice.
Build control into the card, before spend even happens.
You can provide cards for teams and even create vendor specific cards so you can control all your spend and never be surprised by unexpected charges.
Never worry about continuing education again.
Get access to exclusive CE course events and unlock online CE with your Apex card.
How Apex works
A charge card designed for dental practices. Set controls, issue cards, and save automatically—all while earning dental-specific rewards.
Set your rules
Control spend before it happens
- ✓Set spending limits per card or category
- ✓Block specific vendors or merchant types
- ✓Require approvals for high-dollar purchases
- ✓Assign budgets by team role or department
Issue cards instantly
Give your team the tools they need
- ✓Physical and virtual cards in minutes
- ✓Vendor-specific cards for recurring expenses
- ✓Role-based access and permissions
- ✓Real-time spending visibility
Save and reconcile automatically
Discounts applied, books stay clean
- ✓Dental supplier discounts automatically applied
- ✓Clean exports to QuickBooks, Xero, and more
- ✓Receipt matching and categorization
- ✓Real-time expense tracking and reporting
Effortless expenses for you and your team.
Don't sweat a missing receipt.
Apex automatically finishes expenses for you by routing transactions to the right limits, generating receipts for purchases, and saving recurring memos.
Swipe, then submit on the go.
You can send receipts with an SMS, via mobile app, or auto-route through smart integrations like Gmail, Lyft, and Amazon.
Apex is helping us save so much time on expense management, not to mention all the supplier perks.
Supplier discounts, built in.
Perks that matter for labs, supplies, and equipment. Automatically applied where possible.
More visibility, more time back.
Simplify approvals and share accountability.
Create personalized workflows that only notify the right people, based on spend amount or team role, and keep visibility high.
Focus on your work, not follow ups.
Let Apex send reminders for missing items or request repayments for you. Spend less time chasing down receipts and more time closing your books.
Your perks and exclusive access to Dental CE.
Conference access, membership discounts, travel perks, and all the CE to keep you growing in your business and career.
Exclusive Apex Card perks.
Get access to conferences, membership discounts, travel discounts, and more exclusive benefits available only to Apex Card holders.
Explore perks →Continuing education access.
Get access to exclusive CE course events and unlock online CE with your Apex card. Keep growing in your business and career.
Learn about CE →Conference access
- ✓Early access to dental conference registrations
- ✓Exclusive networking events and workshops
- ✓VIP access to industry events
Membership discounts
- ✓Discounted professional association memberships
- ✓Access to exclusive member-only benefits
- ✓Reduced rates on dental organization fees
Travel discounts
- ✓Discounted hotel rates for conferences
- ✓Preferred rates on flights and car rentals
- ✓Travel perks for CE events and meetings
Frequently asked questions
A charge card is a payment card designed for business expenses that requires you to pay the balance in full each billing cycle (typically 30 days). Unlike credit cards, charge cards don't carry revolving balances, helping you maintain better cash flow control. Apex Card is specifically built for dental practices, offering expense management, spend controls, and dental-specific perks.
Charge cards require full payment each month, while credit cards allow you to carry a balance with interest. Charge cards typically offer higher spending limits based on your practice's financial health rather than personal credit. Apex Card also provides built-in expense management, dental supplier discounts, and continuing education access that traditional credit cards don't offer.
Apex Card is designed for dental practices and doesn't require a personal guarantee. Your credit limit is based on your practice's financial factors such as revenue, rather than personal credit history. This protects your personal credit score and separates business and personal finances.
No. Apex Card doesn't impact your personal credit score. Since we don't require a personal guarantee and base approval on your practice's financial health, your personal credit remains separate. This is one of the key benefits for dentists and practice owners.
Apex Card is designed for dentists and practice owners with established dental practices. Eligibility is based on your practice's financial factors such as revenue, rather than personal credit scores. Both individual practices and multi-location practices can qualify.
The approval process is typically quick—often within minutes for most applications. We review your practice's financial information to determine eligibility and credit limits. You'll receive a decision promptly so you can start managing your practice expenses right away.
Apex Card limits are based on your practice's financial health, including revenue, cash flow, and other business financial factors. We don't rely on personal credit scores, so your limits reflect your practice's actual financial capacity. Limits can be adjusted as your practice grows.
Apex Card offers comprehensive spend controls including per-card spending limits, merchant category restrictions, approval workflows for high-dollar purchases, role-based access for staff, and real-time transaction monitoring. You can set rules before spend happens, giving you control over every dollar.
Apex Card includes enhanced security features such as real-time transaction alerts, card freezing and unfreezing capabilities, virtual cards for online purchases, 3DS enrollment for additional authentication, SSO login options, and detailed transaction reporting. All transactions are monitored for suspicious activity.
Apex Card offers dental-specific rewards including supplier discounts from dental labs and equipment vendors, continuing education access and discounts, conference perks and early registration, membership discounts for professional associations, travel discounts for CE events, and equipment protection plans. All designed to help your practice save money and grow.
Apex Card integrates with popular accounting and bookkeeping software to streamline your expense management. We provide clean exports that work with QuickBooks, Xero, and other accounting platforms. You can also export transaction data in various formats for easy reconciliation.
Yes. Apex Card runs on the Visa network, which is accepted in over 200 countries worldwide. You can use your card for international purchases, whether for dental conferences, continuing education events abroad, or equipment purchases from international suppliers.
Run spend like a real operator.
Apex Card is built for dentists and practice owners who want control, savings, and clean admin.
Limited early access.